Do our services increase premium or reduce broker compensation?

no, our services are free to both the agent and the employer. we are generally compensated by the carrier

Our brokers:

A typical health agent rarely gets involved with limited medical/MEC plans

  • We go with you to meetings
  • we solicit and prepare comparative quotes from top carriers and tpa's
  • we have installed thousands of limited medical/mec plans to hundreds of thousands of hourly workers

Our Target employers:

​Any employer or franchise owner:

  • Food services
  • Hospitality
  • agricultural
  • ​Home Health
  • Staffing
  • ​Nursing homes

Hammett Insurance Services Inc.


Let Us Tell You How This Effects Your Clients 


Why/Who Uses A (Specialized) General Agent?


Group Health Insurance Options for Hourly Workers