Broker Assistance

MEC Plans

​     AKA: The Skinny Option

Value Co-Pay Plans

Hammett Marketing Group assists brokers with product research, training, presentation and proposal comparisons at no cost to the agency, no increase in premium to the client and no reduction of built in compensation  

Minimum Essential Coverage (MEC) These are plans that utilize partial self-funding, combined with fully insured (first dollar) Fixed Indemnity plans to satisfy the primary employer mandate requirement of the Affordable Care Act. These products are typically far less expensive that traditional Major Medical plans 

Read our white paper -Evaluating skinny plan options and strategies  (LINK)


Food Services 

Fast food (franchise) and Restaraunt (fine dining)


Mall stores, mini marts and gas stations. Goodwill and clothing retail


Hotels and maintanance


Professional (Nurse and technical) Permanent placement

Hammett Marketing Group

A General Agency    844-4-hammett

Targeted Markets

60% Minimum Value Test

Plan Highlights

  • Employer avoids all tax penalties related to ACA's Employer Mandate
  • Employee avoids all individual mandate penalties
  • Available with supplemental Indemnity benefits
  • Single administrative platform to simplify compiance